Blog
Written by the people who would be doing the planning.
29 articles, most of them about tax — which is the part of this work most advisors refer out and the part that decides what you keep.
29 articles
- Steve Boeckmann · Tax · August 2026What to Bring to a Tax Planning MeetingA productive tax planning meeting starts with having the right information available. The more complete your picture is, the more accurate and effective your planning strategies can be.
- Steve Boeckmann · Tax · August 2026Tax Planning Opportunities Before You RetireThe years leading up to retirement are some of the most important for tax planning. Decisions made during this window can have a lasting impact on how your retirement income is taxed and how long your…
- Steve Boeckmann · Tax · August 2026Charitable Giving Strategies That May Provide Tax BenefitsCharitable giving can be a meaningful way to support causes you care about while also playing a role in your overall tax planning strategy. With the right approach, donations may also help reduce your…
- Steve Boeckmann · Tax · August 2026The Tax Impact of Selling Highly Appreciated InvestmentsSelling investments that have significantly increased in value can be an important part of managing a financial plan, but it also comes with important tax considerations. When you sell a highly appreciated…
- Steve Boeckmann · Tax · August 2026How to Prepare for Required Minimum DistributionsRequired Minimum Distributions (RMDs) are mandatory withdrawals that generally begin once you reach a certain age from most retirement accounts, including traditional IRAs and employer-sponsored retirement…
- Steve Boeckmann · Tax · July 2026What Every Business Owner Should Know About Estimated TaxesFor business owners, taxes work a little differently than for traditional W-2 employees. Instead of having taxes automatically withheld from each paycheck, most self-employed individuals and small business…
- Steve Boeckmann · Tax · July 2026Understanding IRMAA: How Income Can Affect Medicare PremiumsIRMAA, or Income-Related Monthly Adjustment Amount, is an additional surcharge that may apply to Medicare Part B and Part D premiums based on your income. In simple terms, the more income you report, the…
- Steve Boeckmann · Retirement · July 2026Stay Alert: The Most Common Scams We're Seeing in 2026At BW Wealth Management, safeguarding your financial future goes beyond investing and retirement planning. It also means helping you recognize the increasingly sophisticated scams that target individuals…
- Steve Boeckmann · Tax · July 2026Could a Roth Conversion Make Sense This Year?A Roth conversion involves moving funds from a traditional IRA into a Roth IRA, with the converted amount treated as taxable income in the year of the conversion. While this strategy is not suitable for…
- Steve Boeckmann · Estate · July 2026When Was the Last Time You Reviewed Your Beneficiaries?Beneficiary designations are one of the most important yet overlooked parts of a financial plan. Unlike a will, which goes through probate and can be updated through the legal system, beneficiary…
- Steve Boeckmann · Community · July 2026Celebrating Independence Day and Your Financial IndependenceIndependence Day is a time to celebrate freedom, opportunity, and the ability to build the life you want. It is also a good reminder to think about financial independence and what it means for your future.
- Steve Boeckmann · Tax · June 2026Why Tax Planning Isn't Just for Tax SeasonTax preparation focuses on reporting what has already happened. Tax planning, on the other hand, is about looking ahead and making informed decisions that may improve future outcomes. By taking a proactive…
- Steve Boeckmann · Tax · June 2026The Midyear Tax Checkup: 5 Planning Moves to Consider Before Year-EndWhile tax season may be behind us, June is an ideal time to revisit your tax strategy. A midyear checkup can help identify opportunities and address potential concerns while there is still time to make…
- Steve Boeckmann · Community · June 2026A Meaningful Way to Give BackFrom time to time, opportunities come along that remind you why community involvement matters.
- Steve Boeckmann · Tax · June 2026The Quiet Risk in Financial Planning: AssumptionsThere's a quiet danger in financial planning that rarely gets talked about. It's not market volatility, inflation, or even taxes. It's assumptions. Not reckless ones, but the everyday statements that feel…
- Steve Boeckmann · Retirement · May 2026Your June Midyear Financial Checklist: A Powerful Reset for the Next 6 MonthsJune is more than the start of summer. It is your built-in checkpoint for the year. With half the year behind you, this is a smart moment to assess whether you are on track to meet your financial and…
- Steve Boeckmann · Community · May 2026Memorial Day: Why It Matters (Plus a Few Facts You Might Not Know)Memorial Day weekend often arrives with sunshine, full calendars, and time with the people we love. And while those traditions can be meaningful in their own way, the heart of Memorial Day is something deeper.
- David Wyzgowski · Tax · May 2026Why Password Safety Matters More Than Ever in RetirementAs a financial advisor, we often help clients seek to protect their retirement income, investments, and long-term financial plans. Today, cybersecurity and password safety are just as important as tax and…
- David Wyzgowski · Estate · April 2026Have You Reviewed Your Beneficiaries Lately? A Critical Estate Planning CheckpointWhen was the last time you updated your beneficiaries? It is one of the most important questions in financial and estate planning, yet it is often overlooked for years at a time. Many people assume their…
- David Wyzgowski · Community · April 2026Special Month of Faith: Kids Sacraments received during the Month of EasterThis past month was a meaningful milestone for our BW Wealth Management families as we gathered in Scottsdale, AZ to celebrate important Catholic sacraments in the lives of our children, including Baptism,…
- Steve Boeckmann · Tax · February 2026Upcoming Tax and Business DeadlinesThe beginning of the year brings a wave of important tax and compliance deadlines for individuals, employers, and business owners. Missing these dates can result in penalties, interest, or unnecessary…
- Steve Boeckmann · Community · February 2026Waste Management Phoenix Open 2026Every February, the WM Phoenix Open shows up and completely changes the vibe around here. This year, David and I got to spend a day at Hole 16 and another at Hole 18, and it felt like two totally different…
- Steve Boeckmann · Tax · February 2026Tax Planning vs. Tax Preparation: Why the Difference MattersWhen most people think about taxes, they think about filing a return. They gather their documents, send everything to their CPA, sign the paperwork, and move on. It is something that gets done once a year,…
- Steve Boeckmann · Community · January 2026Giving Back to Our Community: Building Beds with Sleep in Heavenly PeaceLast week, I had the opportunity to step away from the office and into a hands-on service project that truly reminded me why community matters. Alongside my fellow members of the St. Patrick Knights of…
- Stella Szymanski · Retirement · December 2025Stay Connected to Your Money: Why You Should Be Using LPL Account ViewAs the year comes to a close, it's the right time to make sure your finances are organized. Account View from LPL Financial gives you secure, anytime access to your accounts, balances, and performance in…
- Stella Szymanski · Markets · November 2025Government Shutdown 2025: What It Means for the Economy and MarketsAt BW Wealth, our goal is to help clients stay informed and confident through every kind of market condition. Events like the current federal government shutdown can create uncertainty and headlines that…
- Steve Boeckmann · Tax · October 2025IRMAA and it's unexpected cost in retirementIRMAA: the Medicare cost most retirees don't see coming. In this short video, we break down what it is, how it's calculated, and what you can do to manage it.
- Steve Boeckmann · Retirement · October 2025Understanding Financial Advisor Credentials: CFP®, TPCP®, ChFC®, CRPC®Steve Boeckmann here, and I want to talk a little about the letters behind my name. When it comes to planning your financial future, you might be researching what extra designations an advisor may hold.…
- Steve Boeckmann · Retirement · October 2025How Much Do I Need For Retirement?It's one of the most common financial questions, and for good reason. Planning for retirement isn't just about a single number, it's about creating a strategy that fits your lifestyle, goals, and timeline.…
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